House Building Finance Company

HBFC is striving to be a socially responsible and commercially sustainable housing finance institution.

Rating by VIS 

VIS Credit Rating Company Limited has maintained the entity ratings of House Building Finance Company Limited (‘HBFC’ of ‘the DFI’) at ‘A/A-1’ (Single A/A-One). The long-term rating of ‘A’ signifies good credit quality; protection factors are adequate. Risk factors may vary with possible changes in the economy. The short-term rating of ‘A-1’ indicates high certainty of timely payment; liquidity factors are excellent and supported by good fundamental protection factors.

Outlook on the assigned ratings has been revised from ‘Stable’ to ‘Positive.’


  Latest Rating Previous Rating
Rating Category
Long-term Short-term Long-term Short-term
 A A-1 A A-1
Rating Outloook
     Positive     Stable
Rating Action
  Maintained   Reafirmed
Rating Date
 June30 ,2022   June 28,21

The ratings were issued on 30 June, 2022.

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Last updated on: 24 Oct, 2022